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                                    Educational Articles

                                    "Time In" the market vs "timing" the market
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                                    The penalty for missing the market
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                                    Growth of a Dollar
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                                    Managing market expectations
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                                    Doing the math
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                                    Prolonged downturns have not been typical
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                                    Disclosure

                                    Thomas Manning is an agent licensed to sell insurance through New York Life Insurance Company and may be licensed with various other independent unaffiliated insurance companies in the states of CA (CA Insurance License #4027242), HI, MA, ME, NJ, OH, RI, and TX. No insurance business may be conducted outside the states referenced.

                                    As a New York Life Agent, Thomas Manning is licensed and authorized to offer insurance in California, but Bay Rhode Financial and Insurance Solutions may not be. For additional information on California licensure status, please click here.

                                    Thomas Manning is a Registered Representative of and offers securities products & services through NYLIFE Securities LLC, Member FINRA/SIPC, a licensed insurance agency, and a wholly-owned subsidiary of New York Life Insurance Company, 425 Market St Ste 1600, San Francisco, CA, 94105, 415-416-9838. In this regard, this communication is strictly intended for individuals residing in the states of CA, CO, FL, HI, MA, NJ, NY, OH, RI, and TX. No offers may be made or accepted from any resident outside the specific states referenced.

                                    Thomas Manning is also a Financial Adviser with Eagle Strategies LLC, a Registered Investment Adviser, and a wholly-owned subsidiary of New York Life Insurance Company, offering advisory services in the states of CA, CO, FL, HI, MA, NJ, NY, OH, and RI. As such, these services are strictly intended for individuals residing in the states referenced.

                                    Bay Rhode Financial and Insurance Solutions is not owned or operated by NYLIFE Securities LLC or its affiliates.​

                                    Neither Bay Rhode Financial and Insurance Solutions nor its associates are in the business of offering tax, legal, or accounting advice. Please consult your own tax, legal, or accounting professional before making any decisions.​

                                    For more information about NYLIFE Securities LLC and its investment professionals.

                                    Click here
                                    Bay Rhode Financial and Insurance Solutions

                                    Thomas Manning

                                    Financial Advisor
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